Case Study A:
Establishing a Family Trust
IMPORTANT INFORMATION: The case study presented is hypothetical and for illustrative purposes only. It does not represent an actual client, and no representation is made that any investment strategy will achieve similar results. Investment outcomes may vary based on individual circumstances, objectives, and market conditions. All investments involve risk, including the possible loss of principal. Past performance is not indicative of future results.
Organization
A family seeking to transition a portion of their investment assets into a trust structure as part of a broader estate planning strategy.
Challenge
The family wanted to establish a trust to support long-term wealth preservation for future beneficiaries but were unsure how to begin the process or how trust assets should be structured from an investment perspective. They needed guidance on coordinating the legal setup of the trust and developing an appropriate long-term investment strategy.
Approach
Gaard worked with the family and their estate planning attorney to establish the trust structure and coordinate the transfer of investment assets. Discussions focused on the role of the trust within the family’s overall financial plan, long-term investment objectives, and the appropriate level of portfolio ris Gaard then develoned an Investment Policy Statement (IPS) for the trust outlining investment obiectives, asset allocation guidelines, and governance procedures. A diversified portfolio was implemented within the trust to support long-term growth while maintaining appropriate liquidity and risk management.
Outcome
The family successfully established a trust structure aligned with their long-term estate planning objectives. Trust assets are now managed within a disciplined investment framework and coordinated with the family’s broader financial plan.